Do you have people who depend on you? What would happen if you passed away unexpectedly? What do you want to be left for your family in the event of your death?
Why do I need it?
If there are people who depend on you financially or otherwise
If you have debt that you would like paid out in the event of your death (such as the mortgage on your home that you might like to leave debt free to someone).
If you have not built up the necessary assets to provide for your family in the long term then Life Insurance will provide the cash to repay debt and provide ongoing money to put food on the table, send your children to the school of your choice, continue to pay the mortgage.
How much do I need?
Our advisers will work with you to calculate amounts of cover that meet your particular needs.
We normally takes into account your values around liabilities you may have, your future earning potential and the size of your family. The matters that we'll discuss with you include:
Your debt reduction needs
Provision for future purchases, investments etc.
Future education expenses for children.
Income generation requirements
How does it work?
It pays out a lump sum to your beneficiaries or estate in the event of your death or terminal illness
Call us on 02 9633 5530 or fill out a contact request form if you have any questions or need Life cover.
Please note that this information is general advice only. Please click here for more information.